About GM Financial

GM Financial is owned by General Motors and is GM Motors’ own finance subsidiary based in Fort Worth, Texas. They provide auto finance solutions all over the world. They are currently operating in Asia, South America, and North America. Since GM has a big network of auto dealers they offer affordable finance and lease programs for people looking to buy a vehicle. They also offer support to dealers so that they can grow their business.

GM Financial was initially named as AmeriCredit when founded in September 1992. The first official branch office was opened in Fort Worth, Texas. Then in 2010, General Motors acquired AmeriCredit Corp. and changed the name to General Motors Financial Company. Further in 2011, FinanciaLink was also acquired by GM to serve customers in Canada.

GM Governance

General Motors has grown so much due to the network and relationships it has created over the years with dealers and customers both. GM Motors also has one of the best customer services you get today.

All GM financial employees trained to follow GM Financial’s Code of Business Conduct and Ethics. You will always get what is best for you at GM Motors. No extra penny or time will be taken from you. For a better understanding of the guidelines set for the GM Financial team, you can check  GM Financial’s Code of Business Conduct and Ethics policies.

Credit Score for GM financial

You need to have a credit score is above 680 to get a deal with GM Financial. You will be considered a “prime” customer if you have a credit score above 80. And also expect low-interest rates if you have a good credit score.

Providing Financial Services Around The World

GM Financial conducts business all over the world. It has its main operations set up in Latin America and China. They offer numerous financing options to customers and dealers both. Here are some interesting facts about the operations in Asia and Latin America.

• Asia
  In 2004, GM formed a joint venture company for auto finance. The first company that was operational in China.  They formed this venture with the Shanghai Automotive Group Finance Company Ltd and Shanghai General Motors Corporation Limited. It is now the market leader in this segment.
• Latin America
• GM is available in various Latin American Companies and offers great finance solutions. They first started operating in Mexico in 1931 and slowly spread it’s operations in other countries like Peru, Brazil, Colombia, and more.